Renting With Bad Credit

If you have money issue do not let them get in the way if you want to rent an apartment. Yes, your credit history is highly important when renting an apartment, but it is not the only factor that is taken into consideration on your rental application. Although it can be difficult, there is a process to help you approach the situation.

Step 1: Get organized. Gather all of your financial documents and be prepared to share with background. Know your credit history and be prepared to address it. If another creditor who you have had a positive payment track record is willing to vouch for you, then get it in writing. Finally, gather your photo identification, bank statements and any proof of solid income and be ready to be share all of this important information. 

Step 2: Gather endorsements. If you are in good standing with your current landlord then ask them for a letter of recommendation. It might help you get that next apartment to show your positive track record. Have a guarantor, who has good credit, ready to cosign if needed. Be monetarily ready to pay any large deposits at the time you submit your application. Take the steps to show your next landlord that you are serious about being a responsible renter.

Step 3: Work with a licensed apartment locator. Apartment locators are experts in working with customers who have bad credit and other issues. Their up-to-date database will run a tailored search based on your situation and needs. The apartment locator will work with the apartment complex to determine if you meet the qualification standards prior to previewing an apartment, which can save you wasted application fees. An apartment locator will work for you and help you put your best foot forward as a rental candidate.

Bad credit does not always mean you don’t know how to manage your money.  We have all faced financial setback that has been out of our control, and a licensed apartment locator understands that. They can help guide you in finding your next apartment – even with a poor credit score – and make the process as smooth as possible.

Contact San Antonio Apartments Now at 210-802-1112 and let an apartment locator help you with your next apartment search!

Posted in San Antonio

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